Achieving Physical Wealth...
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Achieving Physical Wealth



It is common when someone who is interested in our coaching program emails or calls for a consultation to immediately ask, ?What should I be doing?? My response is always, ?I don?t know.? This shocks a lot of people because they expect me to answer immediately with a detailed fitness regimen. Why can?t I do that?

I can?t give them any immediate advice because I don?t know what their baseline is. A baseline is a measurement of where you are starting from. Common baselines include measurements such as body weight, body fat percentage, cholesterol, and blood pressure. These are important measurements, but even more are needed.

Break It Down

Comparing your baseline to your ideal state of physical wealth can feel overwhelming. Long-term goals are called such because they take a long time to achieve. For instance, if your goal is to lose twenty pounds it can take a while ? maybe as long as six months or possibly longer ? before you have lost that weight and feel successful. After all, to lose 20 pounds, you would need to create a deficit of 70,000 calories, and that takes time. As I?ve said before, there are no quick-fix solutions to the enduring gains of real physical wealth. It takes time and energy to get where you want to go. To bridge the gap from here to there, break the journey down into measurable, achievable, short-term goals that allow you to feel successful every day.

Using your fitness journal, set as many three-month goals as you think you are able to achieve. Then break those down into weekly goals, charting your fitness routines on a daily basis. When setting your goals, keep in mind the measuring stick of challenging-yet-do-able: set goals that are challenging enough to produce results, yet do-able, or realistic, enough that you are likely to achieve them.

While I talked about realistic goals in the previous section, it is also possible to set a goal that presents an insufficient challenge to you. Setting a goal of something you already do most of the time, say walking the dog for fifteen minutes per day, is not challenging. If you set a goal and you don?t feel it is somewhat of a stretch to achieve, a little bit out of your everyday comfort zone, consider upping the ante. In the dog-walking scenario, you could add ten minutes of exercise prior to walking the dog, for a total activity time of 25 minutes. Using the challenging-yet-do-able measuring stick will help you to set goals that will stretch you towards your ideal state of physical wealth, while at the same time be realistic for your schedule and current state of fitness.

To keep you additionally motivated, you can use motivational exercise tools to measure your progress, such as the pedometers, accelerometers, and heart rate monitors. These monitors allow you to set specific goals and give you instant feedback about the effectiveness of your efforts.

Sample Plan from Baseline to Goal

The following sample plan will show you how to move from your baseline measurement to achieving physical wealth. Below each area, write your own plan.

Sample Baseline This is your measurement of where you are starting from:

  • I am exercising (walking) once per week for 25 minutes ? burning 175 calories per session.
  • I am burning an average of 300 calories per day (not including exercise) ? my job is somewhat sedentary so this is not difficult for me and I notice that on the days I am the least active, I am more tired.
  • My heart rate range is 115-125 beats per minute during my walk which feels easy/moderate.
  • I eat only one fruit/vegetable per day.
  • I skip breakfast most weekdays, which makes me ravenous at lunch and I over-eat.
  • I eat cookies in the evening when I?m stressed ? this tends to happen Monday through Thursday when my workdays are most hectic.

My Baseline:

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Be sure to congratulate yourself for the progress you make along the way, and seriously consider giving yourself a reward. People often find it motivating to hold out a prize for themselves when they achieve their short-term goals, ranging from a new outfit or book to a spa treatment or evening out. Additional motivation never hurts! Remember, you deserve at least a pat on the back from yourself ? you?ve set and achieved important goals. You?re moving along the pathway to physical wealth!

About Heather:

Heather Moreno is a leading fitness coach and founder of PeopleFit USA, where she and her team of fitness coaches teach clients how to achieve physical wealth through a simple eight-step process. Prior to founding PeopleFit USA, in 1996, she worked as a CPA for KPMG. Heather?s first book, Achieving Physical Wealth, was released in the fall of 2005 and she is the co-creator of the fitness product, Trainer To Go, Training Yourself Just Got Easier (CLICK HERE to Test Drive Trainer To Go FREE!). She can be reached at heather@peoplefitusa.com and toll-free 877-348-2100.

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Economic Growth Continues - More Than 5.3 Million Jobs Created Since August 2003
On June 2, 2006, The Government Released New Jobs Figures – 75,000 Jobs Created In May. The economy has created about 1.9 million jobs over the past 12 months – and more than 5.3 million since August 2003. The unemployment rate fell to 4.6 percent – lower than the average of the 1960s, 1970s, 1980s, and 1990s.

The Economy Remains Strong, And The Outlook Is Favorable

Revised Report Shows Fastest Real GDP Growth In Two-And-A-Half Years. Real GDP grew at an annual rate of 5.3 percent for the first quarter of this year. This follows our economic growth of 3.5 percent in 2005 – the fastest rate of any major industrialized nation.

Productivity Increased At A Strong Annual Rate Of 3.7 Percent In The First Quarter.

Real Hourly Compensation Rose At A 3.2 Percent Annual Rate In The First Quarter.

Personal Income Increased At An Annual Rate Of 6.7 Percent In April. Since January 2001, real after-tax income has risen by 12.9 percent, or 7.3 percent per person.

Real Consumer Spending Increased At An Annual Rate Of 5.2 Percent In The First Quarter.

Employment Increased In 47 States Over The Past 12 Months Ending In April. Nonfarm payroll employment increased in 41 states in April.

Industrial Production Increased 4.7 Percent Over The Past 12 Months. Over the past 12 months, manufacturing production has increased by 5.5 percent.

President Bush Has An Aggressive Agenda To Keep The Economy Growing

This Week, President Bush Nominated Henry Paulson As Treasury Secretary. Paulson has an intimate knowledge of financial markets and an ability to explain economic issues in clear terms. For the past eight years, Paulson has served as Chairman and Chief Executive Officer of the Goldman Sachs Group, one of the most respected firms on Wall Street.

The President Has Expanded Tax Relief And Is Working To Make His Tax Relief Permanent. Two weeks ago, President Bush signed into law a bill that extends the tax cuts on dividends and capital gains. This legislation also contains an Alternative Minimum Tax (AMT) patch enabling millions of middle-income families to avoid paying higher taxes in 2006.

The President’s Tax Relief Has Helped Spur Growth By Keeping $880 Billion In The Pockets Of American Taxpayers. The Administration reduced taxes for every American who pays income taxes, doubled the child tax credit, reduced the marriage penalty, created investment incentives for small businesses, and put the death tax on the road to extinction.

Growing The Economy And Reducing The Deficit Depend On Controlling The Spending Appetite Of The Federal Government. Every year since the President took office, the Administration has slowed the growth of discretionary spending that is not related to the military or homeland security. The President's last two budgets cut discretionary spending that was unrelated to the military or homeland security, and we are on track to cut the deficit in half by 2009.

If The Emergency Supplemental Bill – Which The President Has Requested To Help Fund The War On Terror And Hurricane Recovery – Includes Non-Emergency Or Wasteful Spending Or Exceeds The President's Set Limit Of $92.2 Billion Plus Funding To Prepare Our Nation For A Pandemic Flu Emergency, He Will Veto It.

In The Long Run, The Biggest Challenge To Our Nation's Budgetary Health Is Entitlement Spending On Programs Such As Social Security And Medicare. We call on members of both parties to join us in a bipartisan commission to address this critical issue.

The President Will Continue Working With Congress To Restrain Spending In Other Ways, Including Passing A Line-Item Veto. A line-item veto would allow us to cut needless spending, reduce the budget deficit, and ensure that every taxpayer dollar is spent wisely – or not at all.

 


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